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  1. UK Private and Commercial Landlord Insurance 2016

    By: Verdict Financial
    , Published: Apr-2016
    , Product code: VF0038IA
    The residential landlord market provides a mixed picture in terms of its current state and future outlook. While it has undergone significant growth over recent years, the market is ripe for change following government plans to raise taxes on secondary properties and increase stamp duty. Landlords may also be vulnerable to interest rate changes, which have caused some financial providers to revamp their lending criteria and introduce tougher restrictions. This is a concern for insurers that have previously enjoyed the buoyancy of the market. Insurance providers are primarily in the market for accidental landlords – those acquiring properties by ways other than outright purchase. And as lending rules strengthen and it becomes increasingly difficult to attain a buy-to-let mortgage, this may become a principal route to market for insurers. However, although the number of those offering rented accommodation through a secondary home has declined from last year, providers are adamant the market’s value will continue to grow, especially as investors rush to buy a second property and attempt to beat the tax hikes.
    $5,250.00

  2. UK Commercial Insurance Distribution 2016; An industry where adapting to the market is key

    By: Verdict Financial
    , Published: Mar-2016
    , Product code: VF0062IA
    Commercial insurance has become a highly competitive market, and the distribution of its products is evolving. Brokers continue to hold the highest share of the commercial market, despite growth in other channels. The small and medium-sized enterprise (SME) market has been driving this change. SMEs that require less comprehensive insurance products have been moving away from the added-value advice service from brokers, instead shifting towards self-service, online purchasing platforms.
    $5,250.00

  3. Commercial Broker Insurance Rate Predictions

    By: Verdict Financial
    , Published: Feb-2014
    , Product code: 274001
    The commercial insurance market has been in critical need of profitability improvement for the past few years. After a gloomy 2012, a cautiously brighter picture emerged in 2013. Verdict Financial’s 2013 UK Commercial Broker Survey reflects growing optimism, but with rate predictions falling far short of double figure growth, there remains much to do.
    $5,000.00

  4. UK Commercial General Insurance 2012

    By: Verdict Financial
    , Published: Jan-2013
    , Product code: 191012
    Commercial general insurance continues to suffer from the adverse market conditions over recent years, with positive growth coming only from commercial motor insurance. Liability insurance and commercial pecuniary loss saw only small increases, while commercial property continues to decline due to claims costs.
    $5,250.00

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